Eligibility

How much revenue do you need?

For Zing, $1,000 a month in business revenue. That's the bar today and it's free to join. At launch it rises to $5,000 a month, so joining now locks you in at the lower one.

Most cards won't tell you their number. Banks and issuers publish ranges, or nothing at all, and you find out by being declined. Ours is on this page.

Now. Free waitlist

$1k/mo

Verified business revenue. Free to join.

At launch

$5k/mo

Standard eligibility once we open to everyone.

What are the ways in?

  1. 01

    You're at $1k+/mo today

    Join now. Invites are paced, but every qualifying founder on the list is reviewed.

  2. 02

    You're approaching $1k/mo

    Get on the list with your projected timeline. We open invites in batches and prioritise founders trending into range fast.

  3. 03

    You're between $1k and $5k/mo

    This is the window. Get on the list now and you stay grandfathered when the bar lifts to $5k/mo at launch.

What do you actually look at?

Verified business revenue is the headline number, but it's not the only one. We also weight:

  • Operating history. How long the business has been generating revenue, not just incorporated.
  • Spend concentration. What categories your monthly spend actually flows through (ads, software, contractors, infrastructure).
  • Cash-flow consistency. A steady $7k/mo founder is more underwritable than a one-spike $25k month.
  • Category fit. Online businesses: ecom, agencies, SaaS, creators, lead-gen. We're not the right card for offline retail or service-area businesses.

The exact bar isn't published. It's how we keep the founder pool sharp.

Is Zing available in the UK?

Yes. Zing is launching across the UK, EU, and US in cohort-paced waves, and the waitlist is open to founders in all three regions today. That makes it one of the very few founder-focused cards not built US-first: most of the category was built for US companies. If you're a UK or EU online founder doing $1,000/month or more in verified business revenue, you can join the free waitlist now; entry moves to $5,000/month at full launch.

Lock in the lower bar.

Free to join. $1k/mo today, $5k/mo at launch.

Join the Waitlist