About
Founders generate revenue like businesses but are financed like customers.
Zing closes that gap. We turn the money online founders already spend into rewards, financing, and credit, so business performance compounds directly into personal financial power.
5.5M
New US business applications in 2023
379k+
New US millionaires in 2024
$10k+/mo
Where the modern online founder operates
0
Cards built for them, until now
Why now
The shape of work has changed faster than the shape of finance. An ecommerce founder running $200k/mo in revenue, an agency owner with $80k in monthly retainers, a SaaS founder with $40k MRR, a creator with $30k/mo in platform payouts. All of them generate the kind of cash-flow that should command real personal financial access. None of them get it. Banks underwrite a payslip, FICO underwrites old debt, and points programmes pay out in flights nobody wants.
Meanwhile the founder class is exploding. 5.5M new US business applications in 2023, almost 380k new US millionaires in 2024, a generation that scales on cash-flow and AI tooling. The infrastructure has to catch up.
What we believe
Underwrite the founder, not the W-2.
Every part of the product evaluates the operator behind the business, not a credit-file snapshot of who they were five years ago.
Rewards must compound, never expire.
Points buy real personal financial leverage. They don't decay into a frequent-flyer programme nobody uses.
Charge, never revolve.
Full balance every month. The card exists to give founders leverage, not to make money on 24% APR.
Cohort-paced, not growth-hacked.
We onboard in waves so the underwriting stays sharp and the founder pool stays high-signal.
Founder
Zing is led by Dilan Lieberman, an online founder who runs his own agency on the exact rails Zing is built to replace — he is the customer. The product is built around the gap he's lived through personally and watched every operator in his network live through too.
Investors, partners, and press: get in touch here.